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The insurance companies insure a person in exchange for regular premiums.
One is for the sole purpose of protection so that the dependents of a person can be supported after the demise of the insured person.
Since we live in a society, the first thought that comes to our mind is how to protect those who are dependent on us.
Life insurance is about providing protection to the dependents.
These can be called by different names like Universal, Permanent or Whole Life insurance.
Term Insurance Term insurance is a kind of temporary insurance that would provide a death benefit for a certain period of time. Term insurance is not as costly as permanent insurance.